Your money, smarter.
SmartBudget AI turns your income and expenses into a financial health score, savings recommendations, and premium investment guidance — in seconds.
Financial Health Score
A 0–100 score summarizing your monthly financial state.
Personalized savings
Concrete ways to save and cheaper alternatives for your expenses.
Private by default
Your data is scoped to your account with row-level security.
Simple pricing
Start free. Upgrade when you're ready for investment guidance.
Free
Core budgeting & AI health score
$0
- Unlimited budget analyses
- Financial health score
- 3 savings recommendations
- Cheaper alternatives
Premium VIP
Premium
Everything in Free, plus investment guidance
$9/mo
- Everything in Free
- Investment & ETF suggestions
- High-yield savings strategies
- Emergency fund planning
- Retirement (401k/IRA) guidance