Your money, smarter.
SmartBudget AI turns your income and expenses into a financial health score, savings recommendations, and premium investment guidance — in seconds.
Financial Health Score
A 0–100 score summarizing your monthly financial state.
Personalized savings
Concrete ways to save and cheaper alternatives for your expenses.
Private by default
Your data is scoped to your account with row-level security.
Simple pricing
Start free. Upgrade when you're ready for more AI help.
Free
Core budgeting & AI health score
R0
- Unlimited budget analyses
- Financial health score
- Savings recommendations
- 5 AI requests per day
Standard
Everything in Free, plus the AI assistants
R50/month
- Everything in Free
- 50 AI requests per day
- AI chat coach
- Voice quick-add
- Safe-to-spend coaching
Most complete
Premium VIP
Everything in Standard, plus investment guidance
R200/month
- Everything in Standard
- Unlimited AI requests
- Investment & ETF suggestions
- High-yield savings strategies
- Emergency fund & retirement planning